Helpful Links

This is by no means an exhaustive list of insurance resources, merely a list the library has put together to help our membership and the public in general. We are not responsible for any information found on websites outside of our own. While we will try to maintain a current list, there is always the possibility that links will change or no longer work. If this is the case please let us know. If you have questions, you're welcome to contact us.

The National Association of Insurance Commissioners (NAIC) has a lot of regulatory information (www.naic.org).

To link to a specific state insurance department, you can go to: http://www.naic.org/state_web_map.htm

Laws can be found on the web at: http://www.malegislature.gov/Laws/GeneralLaws/Search You can either link to a specific chapter or section, if you know the citation, or you can simply search the laws using keywords. Most (though not all) of the Insurance Laws are located in chapter 175.

Regulations can be found on the Division of Insurance’s Website at: www.mass.gov To find the regulation in which you are interested you scroll through the citations.

The two main sources of Massachusetts Auto Insurance Information are the Automobile Insurers Bureau of Massachusetts (AIB): www.aib.org which has auto insurance rates and manuals and copies of the standard auto insurance policies and the Commonwealth Auto Reinsurers (CAR): www.commauto.com which provides information on experience rating and plans of operations.

The Division of insurance also provides a link for estimating the rate for insuring your vehicle under the new managed competition: http://www.autoratecompare.doi.state.ma.us/

Auto Insurance Company Codes

Massachusetts auto insurance company codes can be found on the Commonwealth Auto Reinsurers website: http://www.commauto.com/aboutcar/codenumbers.aspx?Sort=CoNo

New York auto insurance company codes can be found on the New York Department of Insurance Website: http://www.dfs.ny.gov/insurance/dmvindex.htm#dmvnum

New Jersey auto insurance company codes can be found on the New Jersey Motor Vehicle Commission website: http://www.state.nj.us/mvc/Vehicle/InsuranceCompanyCodes.htm

Financial stability ratings are an important factor to look at when deciding on an insurance company. The ratings indicate how likely a company is to stay in business in the future and how financially able they would be to pay any claims you would make. There are five main companies that give financial stability ratings. I think that you can get Best’s, Moody’s, and S&P without a subscription (S&P is available through Insure.com).

(http://www3.ambest.com/ratings/advanced.asp)

(www.fitchratings.com )

(http://www.moodys.com)

(http://www.standardandpoors.com)

Weiss (http://www.weissratings.com/)

Consumer Complaints

The NAIC can provide information on consumer complaints if you're researching an insurance company: https://eapps.naic.org/cis/ 

General Facts and Statistics

DRI: The Voice of the Defense Bar

http://www.dri.org/

Insurance Information Institute

Rough Notes (a journal geared especially toward producers) offers their journals online.

Insurance Journal

http://www.insurancejournal.com/

Insurance Journal, a general insurance publication, also offers their journal for free online.

The Betterley Report Online Blog

http://thebetterleyreport.wordpress.com/

Related to the Betterley Report but does not require a subscription, this blog will provide information on products for various lines of insurance.

Directories

The Insurance Marketplace

http://insurancemarketplace.com

The Insurance Marketplace is a directory of excess and surplus lines, industry services and benefits market. You can select a category and a state to find insurance companies and managing general agents who provide the coverage in which you're interested.

Kirschner's

http://www.kirschners.com/

Known as "the red book" Kirschner's has provided directory information to consumers and those in the industry for a number of years. Online, you can search for companies and managing general agents for various markets (you can limit to specific states of domicile or where the insured is located). You can also find contact information for public adjusters, associations and insurance companies in the digital editions of the red books (more information on producers can be found by purchasing the directories).

Among other features, Insure.com provides an online insurance glossary: http://www.insure.com/articles/interactivetools/glossary/glossary.jsp

IRMI also has their Glossary of Insurance and Risk Management Terms available for free online: http://www.irmi.com/online/insurance-glossary/default.aspx